Mortgages & Refinancing Big Decisions Best Made Close to Home

Predictable and steady monthly mortgage principal and interest payments for the length of the loan.
Initially, interest rates and payments are lower. However, If rates rise, payments will also rise. Borrowers must then decide whether to refinance or stay with the market rate.
Designed for customers purchasing or refinancing a luxury property with a higher price tag. Fixed rate and 7/1 adjustable loans available.
Finance new home construction and/or purchase of the lot.
Financing for homes located in rural communities.
We offer competitive rates and terms for homeowners ready to refinance.
Heritage Bank works with many real estate investors on financing options. If you are or are ready to become an investor in multi-family homes or other residential real estate, reach out.
