Business Savings Accounts

Put Your Excess Cash into Secure Savings Products.

Business Savings Plans for Every Stage of Growth

Whether you're a local tradesman or managing a growing enterprise, Heritage Bank offers secure interest-earning options to help your business make the most of excess funds. Choose from traditional savings accounts, money market accounts or CDs—all designed to fit your goals with competitive rates and flexible terms.

Savings Account
  • Requires a low $100 minimum balance to start earning interest.
  • Interest is compounded daily to maximize your baseline earnings.
  • Earnings are credited to your account quarterly (on the last business day of the quarter).
Business Money Market Account
  • Earn competitive, tiered interest rates that reward higher balances.
  • Interest is calculated and paid based on your daily collected balance.
  • Experience faster growth with daily compounding and monthly payouts.
Certificates of Deposit (CDs)
  • Choose a CD term that matches your business timeline (minimum deposits vary by term).
  • Boost your guaranteed fixed-rate earnings with daily compounding interest.
  • Keep your funds securely locked in for the full term to avoid early withdrawal penalties.

Real Stories From Local Businesses

Coming from a larger bank, the difference between the banks is amazing. 

Timothy R.

Heritage was able to meet our financial needs with a seamless transition.

Mark M.

Your service and promptness to respond is second to none.

Bryan K.

All of my experiences with Heritage Bank staff have been nothing but positive.

Jeffery W.

They’re not just our bankers — they’ve become trusted friends.

Joel H.

Get Started Today

Visit your local branch to open your business savings account.
Visit a Branch Contact Us

Additional Resources

How You Make It Podcast

You know what Rob Braun’s up to these days, but what about his long-time colleague Cammy Dierking? Would you believe she spends her days driving a forklift? Catch up with Heritage Bank Business Customer Cammy Dierking, former Channel 12 anchor, and her husband, John Graf as they share their entrepreneurial journey with Rob on the How You Make It Podcast.

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