Mortgage Affordability Programs
Owning a home is a dream for many of our neighbors. Heritage Bank wants to work with everyone who calls this region home to make home ownership a reality. Talk to one of our Mortgage Loan Officers.
Designed for home buyers who need something other than conventional lending. Developed by Heritage Bank for low-income minority borrowers residing in greater Cincinnati, the program aims to increase home ownership in this population through favorable terms and down payment assistance. Single family owner-occupied homes and condominiums are eligible. Ask about our grants for qualified buyers.
Offers a low-down payment option for first time home buyers or others looking to finance a home.
Offers a little-to-no down payment option with flexible loan terms for eligible U.S. military active duty or retired veterans as well as Public Health Service and National Oceanic and Atmospheric Administration commissioned officers.
Welcome Home program offers downpayment and closing cost assistance to honorably discharged veterans, surviving spouses of military personnel, and active-duty military homebuyers as well as to all other qualified homebuyers. Applications are only accepted during specific timeframes during the year.
Our Mortgage Loan Officers are happy to walk you through your options and answer any questions. We are service oriented.