Mortgage Affordability Programs

Website Images-1

Owning a home is a dream for many in our community, and Heritage Bank is here to help make it a reality. Our Mortgage Affordability Programs provide flexible options for first-time home buyers, military personnel and other qualified homebuyers. Talk with one of our local Mortgage Loan Officers to find the loan that fits your needs, and take the first step toward a home you can truly call your own.

FHA Loan**

Offers a low-down payment option for first time home buyers or others looking to finance a home.

VA Loan**

Offers a little-to-no down payment option with flexible loan terms for eligible U.S. military active duty or retired veterans as well as Public Health Service and National Oceanic and Atmospheric Administration commissioned officers.

Welcome Home

The Welcome Home program offers down payment and closing cost assistance to income eligible homebuyers. Applications are only accepted during specific timeframes during the year.

Learn More
Contact a Mortgage Loan Officer

Our Mortgage Loan Officers are happy to walk you through your options and answer any questions. We are local and service oriented.

Reach Out
**Heritage Bank is not acting on behalf of, or at the direction of, the VA, FHA, USDA or the Federal Government.

Additional Resources