• Separate business expenses, bridge gaps in cash flow, track spending and better forecast.
• Access your statements and transactions online anytime, from anywhere.
• Manage multiple employee cards on your account with customized spending limits to simplify expense tracking and travel reimbursement.
• Adjust the credit limit on any employee card, as often as necessary, 24 hours a day, 7 days a week.
• Opt for paperless statements.
• Customize cards by adding your company’s name along with individual cardholder information on each card.
• Encourage contactless payment with support devices via Apple Pay^®, Samsung Pay^® and Google Pay^TM.+
• Track your spending and report expenses for your taxes with intuitive reporting tools. Simply import card information into your accounting and tax software.
• Choose from multiple payment options, including automatic debit, online, in branch or by mail.

+ Apple Pay^® is a registered trademark of Apple Inc. Samsung Pay^® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay^TM is a registered trademark of Google LLC.

Simplify finances. Consolidate balances to manage your expenses more effectively.

0% INTRO APR on purchases and balance transfers for the first 6 months.* Then a variable APR, currently Prime + 5.74% APR to Prime + 13.74% APR, applies, based on creditworthiness. A Balance Transfer fee of 3% or $10, whichever is greater, will apply to each balance transfer. Terms and Conditions

Consolidated or individual billing – your choice.

Consider if you carry a balance.

*See Terms and Conditions for complete details. Balance Transfers are subject to available credit.

Save money on finance charges with our lowest APR card. Take advantage of no balance transfer fees for 6 months with the Heritage Bank Business Low Rate Platinum Card. After that, a balance transfer fee of $10 or 1% of the amount of the transfer, whichever is greater, applies.* Consolidated or individual billing – your choice.

Consider if you carry a balance and qualify for our lowest rate.*

* See Terms and Conditions for complete details. Balance transfer subject to available credit.
**Mastercard is a registered trademark of Mastercard International Incorporated. Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

Cash back can be redeemed for a statement credit or direct deposit. Consolidated or individual billing – your choice.*

Terms and Conditions

*For details on Rewards Program, please visit here. Rewards options are subject to change without notice.

• Manage spending limits, customize limits for each employee, and open and close accounts in real time. Access your statements and transactions online anytime, from anywhere.
• Integrate with an intuitive, no-cost expense reporting system.
• Easily upload files into GL.
• Set spend alerts and spend controls.
• Opt into electronic billing statements.
• Pay by automatic debit, online bill pay, by mail or in person at one of our branches.
• Greater control and visibility into employee spending.

Work smarter with Heritage Bank Platinum Corporate Cards. Ask our Treasury Management Team to help you make the choices that work for your company.

• Rewards redeemable as a statement credit or as a direct deposit to the company’s direct deposit account.
• Consolidated or individual billing.
• Multiple employee cards available with a $25 per card annual fee. Terms and Conditions 
• ERP integration.
• No cost expense reporting system.
• Easy file upload into GL.

Subject to credit approval. Ask for details.

*For details on Rewards Program, please visit https://ourheritage.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.

• Leverage suppliers’ extended payment terms.
• Eliminate paper checks.
• Consolidated billing only. 
• Multiple employee cards available with at no additional cost. 
• No annual fees. Terms and Conditions
• Vehicle and drive fleet cards available. Set spend limits and controls, capture odometer reading and vehicle or driver IDs, and report level 3 detail.
• Virtual card option. Reduce processing costs, eliminate exposure to check fraud and control payment.

Subject to credit approval. Ask for details.

• A uniform Identity Theft Affidavit and assistance completing the Affidavit.
• Assistance in notifying credit reporting agencies.
• Assistance with debit and credit card replacement.
• Education on how Identity Theft can occur and of protective measures to avoid further occurrences.
• Sample letters for use in canceling checks, ATM cards and other accounts.

Worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.

• Insurance coverage for rental cars when the cardholder uses the credit card to pay for the car rental.
• Car rental must be 15 days or less, and rental agency coverage must be declined.
• Coverage includes physical damage, theft, out of service and towing charges.
• Does not cover personal injury, personal liability, personal property or damage to other vehicles.