Business Checking Accounts - Business Banking Services in KY & OH | Heritage Bank

Standard Business Checking

(Low to moderate activity levels)

Foundation: Up to 250 transactions per cycle. No balance requirements. No monthly service fee.
Legacy: Up to 500 transactions per cycle. Minimum $10,000 balance required to waive monthly $15.00 service fee.
Advantage: Up to 750 transactions. Minimum $50,000 balance required to waive monthly $50.00 service fee. Combines popular deposit and Treasury Management perks.

Custom Business Solutions

(Higher activity levels & complex business operations)

Analysis Account: Reduce or eliminate fees on the account by earnings credits.
Other Customized Accounts: Speak with your Heritage Banker about other customizations appropriate for high-activity accounts and nonstandard business models.

Foundation

Up to 250 transactions per cycle.
No balance requirements. No monthly service fee.

Legacy

Up to 500 transactions per cycle.
Minimum $10,000 balance required to waive monthly $15 service fee.

Advantage

Up to 750 transactions per cycle.
Minimum $50,000 balance required to waive monthly $50 service fee
Combines popular Deposit & Treasury Managment perks.

Analysis Account

Reduce or eliminate fees on the account by earnings credits.

Other Customized Accounts

Speak with your Heritage Banker about other customizations appropriate for high activity accounts.

Digital Banking

Manage everyday banking from your office or on the go. Download the Mobile app. Contact your Heritage Banker to get started.

Business Debit Card

Make purchases wherever Mastercard® is accepted. Turn off and on from your smart device. Customize controls.

Treasury Management

Get access to a range of tools for moving your money swiftly and safely, managing your cash flow, and securing your money.

Insurance for Large Deposits

Access FDIC Coverage for deposit accounts with balances larger than $250,000.

eStatements

Sign up for eStatements through digital banking or contact your local Heritage Banker.

Night Deposits

Deposit cash and checks 24/7 at any branch. Request secured bags for bulk deposits. Credited to account next business day.

Email & Text Alerts

Customize your account activity notifications so you recognize suspicious activity early.

ATMs

Enjoy access to 100s of surcharge locations across greater Cincinnati and more than 50,000 locations across the nation through AllPoint.

Coming from a larger bank, the difference between the banks is amazing.

Timothy R.

Heritage was able to meet our financial needs with a seamless transition.

Mark M.

Your service and promptness to respond is second to none.

Bryan K.

All of my experiences with Heritage Bank staff have been nothing but positive.

Jeffery W.

They’re not just our bankers — they’ve become trusted friends.

Joel H.