Business Checking Accounts

We Treat Small Business Like a Big Deal.

We offer the products small businesses need with the flexibility to customize account features if your business is more mid-sized, transaction heavy or unique in some other way. And as always, our Heritage Bankers are happy to walk you through your options and connect you to decision makers when you need something special.

Standard Business Checking

Low to moderate activity levels

Custom Business Solutions

Higher activity levels & complex business operations 

Standard Business Checking

Foundation

  • Up to 250 transactions per cycle.

  • No balance requirements. No monthly service fee.

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Legacy

  • Up to 500 transactions per cycle.

  • Minimum $10,000 balance required to waive monthly $15 service fee.

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Advantage

  • Up to 750 transactions per cycle.

  • Minimum $50,000 balance required to waive monthly $50 service fee

  • Combines popular Deposit & Treasury Managment perks.

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Custom Business Solutions

Analysis Account

  • Reduce or eliminate fees on the account by earnings credits.

Learn More
Other Customized Accounts

  •  Speak with your Heritage Banker about other customizations appropriate for high activity accounts.

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Business Checking Features

Business Debit Card

Make purchases wherever Mastercard® is accepted. Turn off and on from your smart device. Set additional restrictions.

Digital Banking

Ask your Heritage Banker to help with registration. Download the mobile app to complete registration for Mobile Deposit and more.

Email & Text Alerts

Customize your account activity notifications so you recognize suspicious activity early.

Treasury Management

Get access to a range of tools for moving your money swiftly and safely, managing your cashflow and securing your money.

Insurance for Large Deposits

Access FDIC Coverage for deposit accounts with balances larger than $250,000.

eStatements

Sign up for eStatements through digital banking or contact your Heritage Banker.

Night Deposits

Deposit cash and checks 24/7 at any branch. Request secured bags for bulk deposits. Credited to account next business day.

ATMs

Enjoy access to 100s of surcharge locations across greater Cincinnati and more than 50,000 locations across the nation through AllPoint.

What Our Community Says

Coming from a larger bank, the difference between the banks is amazing. 

Timothy R.

Heritage was able to meet our financial needs with a seamless transition.

Mark M.

Your service and promptness to respond is second to none.

Bryan K.

All of my experiences with Heritage Bank staff have been nothing but positive.

Jeffery W.

They’re not just our bankers — they’ve become trusted friends.

Joel H.

Additional Resources

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How You Make It Podcast Brady Jolly

In this episode Rob Braun sits down with Brady Jolly, owner of Jolly Plumbing and Heritage Bank Business Customer, about what he learned growing up in the family business, what he learned about leadership once he became owner, and how he succeeded when others doubted him.

How You Make It Podcast Steve Osbourne

Heritage Bank Business Customer, Steve Osbourne, is a serial entrepreneur and mentor to small business owners across the region. Find out why some people are compelled to start businesses, why your partner in life is important to your long-term success and the tips Steve wishes he knew the first time he tried to turn an inspiration into a business.

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