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September 23, 2025 Deposit Account Rates

Money Market Accounts

Daily Balance

Interest Rate

Annual Percentage Yield (APY)*

$0.01 - $9,999.99

0.55%

0.55%

$10,000.00 - $24,999.99

0.75%

0.75%

$25,000.00 - $99,999.99

1.00%

1.01%

$100,000.00 - $249,999.99

1.75%

1.77%

$250,000.00 - $499,999.99

2.00%

2.02%

$500,000.00 and Over

2.50%

2.53%
NOW Accounts and Heritage 50

Daily Balance

Interest Rate

Annual Percentage Yield (APY)*

$0.01 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.10%

0.10%

$25,000.00 and over

0.15%

0.15%
Legacy Small Business Checking Account

Daily Balance

Interest Rate

Annual Percentage Yield (APY)*

$10,000.00 and over
no interest is paid on balances less than $10,000.00

0.10%

0.10%
Savings Accounts

Daily Balance

Interest Rate

Annual Percentage Yield (APY)*

$100.00 and over
no interest is paid on balances less than $100.00

0.10%

0.10%
IRA Savings Account

Daily Balance

Interest Rate

Annual Percentage Yield (APY)*

$0.01 and over

0.10%

0.10%
*APY is Annual Percentage Yield. Rates may change. APY is accurate as of September 23, 2025. Fees may reduce earnings.

Effective September 23, 2025 Certificates of Deposit

CDs

Term

Minimum Deposit to Open

Interest Rate

Annual Percentage Yield (APY)*

Early Withdrawal Penalty

6 Months

$1,500.00

1.00%

1.01%

3 Months

12 Months

$500.00

1.49%

1.50%

6 months

18 Months

$500.00

1.29%

1.30%

9 months

24 Months

$500.00

1.39%

1.40%

12 months

36 Months

$500.00

2.50%

2.53%

18 months

48 Months

$500.00

2.50%

2.53%

24 months

60 Months

$500.00

2.50%

2.53%

30 months
CD Specials
Effective September 23, 2025
Day/Year Term Minimum Penalty Interest Rate Annual Percentage Yield
(APY)*
365/366 3 Months $2,000.00 45 Days 2.96% 3.00%
365/366 11 Months $2,000.00 3 Months 3.92% 4.00%
365/366 15 Months $2,000.00 6 Months 4.02% 4.10%

   365/366

 23 Months $2,000.00 9 Months 3.20% 3.25%