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David loves to cook and entertain, so an open concept kitchen is a must for any house his family calls home. He is a graduate of Northern Kentucky University and has honed his mortgage lending expertise over 15 years in the industry. To say David knows the lay of the land is an understatement. There are few neighborhood real estate scenes in Cincinnati and Northern Kentucky unfamiliar to David. But what sets him apart is his connection to his customers. He not only knows them by name, he knows their dogs’ names by closing.
First-time homebuyers, empty nesters and buyers in the market for their dream home all appreciate David’s thorough knowledge of the home financing process as well as his knack for infusing humor and excitement into what could otherwise be a nerve-wracking experience. David is also a champion for new products to better serve our local market. Over a few months, David helped develop mortgage products for specific unmet needs at opposite ends of the market – buyers whose credit disqualified them from conventional lending products and buyers who needed a jumbo loan in order to finance a luxury home. Providing customers options goes beyond presenting what’s currently possible.
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Jack is a lifelong resident of Campbell County. When he accepted a part-time teller position, Jack had no intentions of making banking his career. But once he saw first-hand how bankers touch people’s lives, he knew he had found his calling. When he joined Heritage Bank, he knew he had come home.
After a stint in branch management, Jack decided to try a new area in banking. The more he learned about Heritage Bank’s plans to build a best-in-market mortgage lender, the more inspired he became to help realize the bank’s mortgage potential.
“As a community bank, we’re not confined to ‘one size fits all’ solutions. We offer a range of solutions right for many budgets and home ownership aspirations,” said Jack. “Also, because we’re local, we understand what’s happening in our communities and are able to pivot to ensure our process and mortgage products fit our region.”
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Katie considers herself blessed to be building a career helping her neighbors reach their financial goals and building up the community where she is raising her family. After learning everything she could as a part-time teller in college and working her way up at a couple of national banks, Katie realized she felt more at home at a community bank where customers are neighbors and employees are valued by senior management. First as a branch manager and now as a mortgage loan officer, Katie is proud to help customers realize their dreams.
“Banks should exist to fund our dreams and aspirations,” said Katie. “Working at Heritage Bank is a chance to make my community better, one person and one family at a time.”
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