Mortgages & Refinancing Big Decisions Best Made Close to Home

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Buying or refinancing a home is a big decision. Keep it local with mortgage loan officers based in Greater Cincinnati. Stay close to home for competitive rates and closing costs

Mortgage Products

Conventional financing vehicles delivered with unconventional levels of service.
Fixed Rate Mortgage

Predictable and steady monthly mortgage principal and interest payments for the length of the loan.

Adjustable-Rate Mortgage

Initially, interest rates and payments are lower. However, If rates rise, payments will also rise. Borrowers must then decide whether to refinance or stay with the market rate.

Jumbo Loan

Designed for customers purchasing or refinancing a luxury property with a higher price tag. Fixed rate and 7/1 adjustable loans available.

Construction or Lot Loan

Finance new home construction and/or purchase of the lot.

USDA Rural Loans**

Financing for homes located in rural communities.

Refinancing

We offer competitive rates and terms for homeowners ready to refinance.

**Heritage Bank is not acting on behalf of, or at the direction of, the VA, FHA, USDA or the Federal Government.
Need Financing for Investment Real Estate You Are Not Occupying?

Heritage Bank works with many real estate investors on financing options. If you are or are ready to become an investor in multi-family homes or other residential real estate, reach out.

Contact a Commercial Loan Officer
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