Scammers are Calling and Texting Customers Pretending to Be Their Bank. Six Things Your Banker Won't Ask
Whether you run a business or are just trying to run your household, scammers are clever and persistent about trying to obtain sensitive, personal information to access your bank accounts, credit cards and other financial accounts. Consumers and businesses lose billions every year from fraudsters pretending to be their banks. Wherever you live and wherever you bank, you could be targeted for fraud and scams.
We have your account numbers and will not ask to verify your identity or safeguard your accounts by sharing this sensitive information over the phone, a text or email.
We will not request you to share your username or password for accessing digital banking or any account.
We will not ask for the PIN on your debit card.
The bank will not ask you to share your social security number.
We will not contact you to verify your Heritage Bank credit card, security codes or login information associated with that card.
Beware of calls, texts or emails indicating the bank needs to access your computer to safeguard or verify bank information.
Five Signs You Should Be Wary

Hesitate before clicking on a link you were not expecting in a text or email. Then hesitate again.
Be suspicious of hyperlinks with misspellings or URLs that do not match Heritage Bank's domain (ourheritage.bank).
It might be worth a call to your bank to confirm the message is legitimate.

Scammers attempt to rattle you by pushing you to act fast. When you act without thinking, you are more likely to fall for their scams.
Never let someone tell you to act now or risk losing access to your account. Never let someone rush you into a decision involving your bank accounts or other financial assets.

Exercise extreme caution when emailed or texted an attachment from someone claiming to be Heritage Bank. If you did not request the attachment or are expecting an attachment, contact the bank directly.

Even if the caller sounds like a banker and seems familiar with your banking habits, don't be too quick to trust them. If teh conversation veers toward requests for account numbers, login information or your social security number, end communication and contact the bank directly.

Heritage Bank will not contact you with urgent requests to send us money by Zelle, transfer funds through gift cards or use other means to transfer funds from your accounts immediately. Although you might be contacted if there is suspicious activity on your account, you request a call or a banker is just following up, we will not request or demand immediate deposits or request you send us money through unsecure channels.
What to do if you believe you've been targeted by a scammer.
- Even if you shut down the scammer before exposing personal information, report the attempt to the bank.
- If you believe you might have revealed personal information to a scammer or clicked on a suspicious link, call the bank immediately.
- If you believe your credit card or debit card has been compromised, report it.
- If you're on the fence about whether you're dealing with a scammer or legitimate bank communication, reach out to your banker.
- If you feel intimidated or threatened to make payments or send gift cards, call your bank immediately.
