Save More CD Specials with Competitive Rates

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Grow your savings confidently with a Heritage Bank Certificate of Deposit. Lock in a great rate, choose the term that fits your goals, and enjoy secure, predictable growth.

Effective July 14, 2026

3 Months - 3.00% APY*

Minimum Deposit: $2,000

Penalty: 45 Days

Interest Rate: 2.96%

Open a CD at any Branch Open Online
11 Months - 3.25% APY*

Minimum Deposit: $2,000

Penalty: 3 Months

Interest Rate: 3.20%

Open a CD at any Branch Open Online
15 Months - 3.50% APY*

Minimum Deposit: $2,000

Penalty: 6 Months

Interest Rate: 3.44%

Open a CD at any Branch Open Online
23 Months - 3.75% APY*

Minimum Deposit: $2,000

Penalty: 9 Months

Interest Rate: 3.68%

Open a CD at any Branch Open Online

*APY is Annual Percentage Yield. The APY is accurate as of 7/14/2026. $2,000 minimum deposit. An early withdrawal penalty may be imposed. Public Funds ineligible for promotional CD rates. Member FDIC.

Prefer the flexibility of a Money Market Account? We've got you covered.

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