Helping Veterans Navigate SBA Applications

Mike Crowe, VP SBA Business Development Officer

Nov 21, 2022 2 min read

SBA Removes Financial Barriers to Qualified Applicants with Ties to Military

Entrepreneurs with military ties may benefit from reduced SBA loan fees through certain SBA Express Loan programs designed to support veteran-owned businesses and members of the military community.

“I’ve been focused on SBA lending for more than 17 years, and I can attest that the U.S. military is a great training ground for entrepreneurs,” said Mike Crowe, VP, Heritage Bank Director of SBA Lending.

Veterans and veteran-owned businesses may still qualify for reduced SBA loan fees on certain qualifying loans. Fee reductions can vary based on loan amount and SBA program guidelines, so it’s important to review the latest requirements and eligibility details before applying.

Heritage Bank and Venturus work closely with veterans and military-affiliated entrepreneurs to help navigate the SBA financing process, explain available fee reduction opportunities, and identify financing solutions aligned with their business goals.

For additional eligibility and documentation requirements, applicants can review SBA Information Notice 5000-836123 or speak with a Heritage Bank SBA specialist.

“Heritage Bank specializes in small business banking,” Crowe said. “In addition to SBA lending expertise, we offer a full range of banking products and services designed to help small businesses start, grow, and succeed.”

Heritage Bank is one of the 10 largest banks in Greater Cincinnati and has expanded its commercial banking operations into the Miami Valley. As a community bank, Heritage Bank remains committed to independent banking and personalized customer service.

Questions about SBA financing or veteran loan eligibility? Connect with our SBA lending team to explore your options.

Heritage Bank. Member FDIC.

Mike Crowe, VP SBA Business Development Officer

Banking seems like Michael’s destiny. While still completing his degree in business economics at Xavier University, he secured a part-time teller position then subsequently joined the management training program at the First National Bank of Cincinnati. His initial role focused on helping specific departments and divisions improve their efficiency and profitability, experience that would serve him later in his career when he decided to focus on business banking. After 26 years as a business/SBA banker in the greater Cincinnati market, Mike continues to take pride in the success of local businesses that he has helped to find their footing and flourish. He is particularly adept at helping customers navigate the U.S. Small Business Administration loan programs. His 17 plus years of SBA lending at the Hamilton County Development Corporation (now known as Alloy) and 13 months as the local SBA Market Specialist for Fifth Third has positioned Mike well for his role at Heritage Bank to lead SBA lending. Although Mike has dressed the part of a banker during the work week for all his adult life, he got the most attention for the gorilla suit he used to wear to sporting events in the late '70s and early '80s. At Bengals games and at NCAA tournaments, Mike took the field or court to lead cheers and entertain the fans. Today, he’s satisfied to stay in the stands or to follow his favorite United Kingdom Footballers, the Glasgow Celtic and Arsenal, online.

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Helping Veterans Navigate SBA Applications

SBA Removes Financial Barriers to Qualified Applicants with Ties to Military