Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Rates

 

Here. For Neighbors Ready To Put Their Money To Work.

Deposit Accounts

Deposit Rates - Effective October 20, 2020

Money Market Accounts

Deposit Amount

Interest Rate

Annual Percentage Yield (APY)*

$0.01 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.10%

0.10%

$25,000.00 and over

0.15%

0.15%

NOW Accounts and Heritage 50

Deposit Amount

Interest Rate

Annual Percentage Yield (APY)*

$0.01 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.10%

0.10%

$25,000.00 and over

0.15%

0.15%

Legacy Small Business Checking Account

Deposit Amount

Interest Rate

Annual Percentage Yield (APY)*

$10,000.00 and over
no interest is paid on balances less than $10,000.00

0.10%

0.10%

Savings Accounts

Deposit Amount

Interest Rate

Annual Percentage Yield (APY)*

$100.00 and over
no interest is paid on balances less than $100.00

0.05%

0.05%

IRA Savings Account

Deposit Amount

Interest Rate

Annual Percentage Yield (APY)*

$0.01 and over

0.10%

0.10%

Certificates of Deposit

CODs

Term

Minimum Deposit to Open

Interest Rate

Annual Percentage Yield (APY)*

Early Withdrawal Penalty

7-31 Days

$1,500.00

0.10%

0.10%

1/2 of Term

32-90 Days

$1,500.00

0.15%

0.15%

15 Days

91-181 Days

$1,500.00

0.20%

0.20%

45 Days

182-364 Days

$1,500.00

0.25%

0.25%

3 Months

12 Months

$500.00

0.35%

0.35%

6 months

18 Months

$500.00

0.40%

0.40%

9 months

24 Months

$500.00

0.50%

0.50%

12 months

36 Months

$500.00

0.55%

0.55%

18 months

48 Months

$500.00

0.55%

0.55%

24 months

60 Months

$500.00

0.60%

0.60%

30 months

*Annual Percentage Yields (APY’s) are accurate as of 10/20/2020. $50 minimum deposit required to open a checking or savings account. Rates may change after account opening. Fees may reduce earnings. On Certificates of Deposit, an early withdrawal penalty will apply, as noted on each product above.

 

Visit Us Call Us Email Us Check Rates

Next Section

Back to Top