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Here. For Neighbors Like You.Cincinnati and Northern Kentucky is a place that’s better because so many people raised here stay here and so many others choose to call it home. We want to be the hometown bank you rely on for simple and safe everyday banking, and the people you turn to when you need an experienced, expert banker. |
Checking Accounts
Your Choice of Checking.
*Carrier message and data charges may apply. **The Heritage Advantage Line (HAL) is an automated phone system, available 24/7, for customers to check balances, transfer funds, and complete their basic banking. Other product- specific fees may apply to some accounts. Contact a Heritage Banker for a pricing disclosure specific to your desired product. |
Savings Accounts
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Health Savings Accounts (HSAs)A health savings account (HSA) is a tax-advantaged medical savings account available to U.S. taxpayers enrolled in a high-deductible health plan. Funds contributed towards HSAs are not subject to federal income tax at the time of deposit, but can only be applied toward eligible healthcare expenses, including deductibles, co-pays, dental, vision and other qualified medical expenses incurred by the account holder, a spouse or dependents.* Unspent HSA funds roll over year to year. Interest is compounded daily and credited monthly. Checks and debit cards available. A $3.00 monthly maintenance fee will be charged if the daily balance falls below $2,500 at any time during the monthly statement cycle. HSA Card lost or stolen? Call 1-844-853-0195 *Customers are encouraged to review the definition of a qualified healthcare expense at www.IRS.gov. |
Debit CardsMake purchases wherever Mastercard® is accepted. Your checking account is automatically charged, and purchases are recorded on your bank statement. Get cash when you need it at any of the 55,000+ surcharge-free ATMs affiliated with Heritage Bank or Allpoint locations across our region and around the world. Designate the account for withdrawals and check your balance wherever you travel. Use CardGuard® to turn your card off and on from a mobile device. Set spend limits. Monitor or block types of transactions and merchants. Restrict transactions to a geographic area. Heritage Bank Debit Mastercard® Guide to Benefits Report lost or stolen card |
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