Preferred SBA Lender The SBA Loan You Need Is Closer Than You Think

Expert. Expedited. Exceptional Customer Service.

Heritage Bank makes securing SBA financing simpler and more efficient. We have the technology to work fast. We have the people with the experience and passion for personalized service. Best of all, we’re a homegrown bank still focused on serving greater Cincinnati.

Look to us - Alloy Bank of the Year - for SBA 504 loans and leverage our exclusive SBA lending division, Venturus, an innovative SBA 7(a) lender.

SBA Lending

Heritage Bank SBA Loan Options

Up to $5 Million
SBA 7(A) LOANS

The SBA's primary and most flexible loan option. Perfect for purchasing commercial real estate, financing equipment, working capital, business acquisition or partner buyout, franchise finance, refinancing eligible debt, and more.

Up to $5 Million
SBA 504 LOANS

Businesses typically use 504 financing to purchase or construct commercial real estate or acquire large equipment. These loans are structured to support long-term investment and stability, often with fixed-rate financing. 

Why Choose Heritage for SBA Lending?

Digital Convenience
Local Decisions
Deep Expertise
Good Communication
Small Business Passion
Full-Service Business Banking
Trustworthiness
Dependability

We're here to help take your business to the next level. Get the conversation started with one of our experienced local lenders. 

The Local Advantage: SBA Financing for Greater Cincinnati Businesses

By Lee Scheben, Heritage Bank President

Growth takes more than ambition. Small businesses need the right financing. It takes access to capital and a knowledgeable banker who understands your market. The SBA program has been helping small businesses obtain loans since the 1950s, and Preferred SBA Lenders in your community can help you navigate the program. Heritage Bank helps tri-state businesses move forward with confidence. Read more to see how local SBA expertise can support your next stage of growth.

SBA Lending in Greater Cincinnati

Additional Resources