Personal Loans. Local Decisions. No Surprises.

Personal Loan Options

From planned expenses to life’s curveballs, our personal loan options come with fixed rates and personal service.

Get Started Now
Landing Page Graphic (1)

Smarter Lending, Built Around You.

  • Fixed Rates – No surprises, just predictable monthly payments.
  • Local Lending Decisions – Faster, with personal service.
  • No Prepayment Penalties – Pay off early if you’d like.
  • Pick Your Loan Option – Choose a loan that fits your goals.

Use Your Loan for What Matters Most

Car Repairs
home improvement-2
debt consolidation
wedding
man in wheelchair hugging child

Compare Your Loan Options

Home Equity Line of Credit (HELOC)

Unlimited Possibilities. Use funds as you need them, when you need them.

See Our Special Offer
Personal Loans

Financing for life’s expenses. No surprises, just support.

See Our Loan Options
Mortgage and Refinancing

Buy or refinance with competitive rates and local guidance.

Learn More
Credit Cards

Everyday spending power with rewards, control, and convenience.

Learn More
Home Equity Loans

Lump-sum borrowing with fixed payments for planned expenses.

See Our Loan Options

Simple Process. Real People. Whether you prefer online tools or a conversation at your local branch, our process is easy, secure, and personalized.

Ready to Get Started?
All loans subject to credit approval. Terms and conditions apply. Heritage Bank is an equal opportunity lender.
member-fdic-logo-primary-color
EHL_Blue-2