Lock In a Great Rate Now.

Take a Write-Off at Tax Time.

NOW: Heritage Bank equipment financing as low as WSJ Prime.*

TAX TIME: Financed equipment may qualify for up to $2.56 million in 2026 Section 179 deductions.**

* Advertised rate is as low as Wall Street Journal (WSJ) Prime. Your rate will be determined by credit rating and other factors, and may be higher. All applications subject to credit review and approval. **Before making a purchase decision, talk to your CPA or tax advisor to confirm how federal tax rules apply to your business. Also, state tax laws may vary from federal depreciation rules. A Heritage Bank business checking account and automatic payment from that account are required. Offer valid on complete applications received by close of business October 16, 2026. Member FDIC. Equal Housing Lender.

Now: Secure the Rate Equipment Financing as Low as Prime*

At Tax Time: Enjoy the Write-Off The Tax Code is on Your Side in 2026

Predictable monthly payments that preserve working capital.

Local decision-makers, one call or text away.

Financing for machinery, vehicles, technology, medical equipment and more.

*WSJ Prime rate as of August 25, 2026 and subject to change.

Up to $2,560,000 in Section 179 deductions on qualifying purchases.**

100% bonus depreciation on qualifying property.

Financed equipment may still qualify — the loan and the deduction work together.

Applies to equipment placed in service by December 31, 2026

* Advertised rate is as low as Wall Street Journal (WSJ) Prime. Your rate will be determined by credit rating and other factors, and may be higher. All applications subject to credit review and approval. Before making a purchase decision, talk to your CPA or tax advisor to confirm how federal tax rules apply to your business. Also, state tax laws may vary from federal depreciation rules. A Heritage Bank business checking account and automatic payment from that account are required. Offer valid on complete applications received by end of business October 16, 2026. Member FDIC. Equal Housing Lender.

Ready to Upgrade? What May Qualify for New Tax Depreciation

Manufacturing Equipment

Construction Equipment

Agricultural Equipment

Commercial Vehicle

Technology Systems

Medical & Dental Equipment

Certain Software

Building Improvements

Furniture

In some cases, used equipment is eligible. Eligibility is determined by IRS rules. Your tax advisor can confirm your situation.

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