Personal Banking | Heritage Bank

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Personal Digital Banking

Announcing My Financial Hub

Just log into online banking to get started


Here. For Busy People Who Want To Bank At Their  Convenience.

As much as we love it when you drop by in person, we understand life is hectic or you may prefer to bank remotely. So, if you want to do your everyday banking on Thursdays at 10:00 pm or check your accounts from a different time zone, our online banking tools make it simple and safe.

Product Features

When using digital banking, carrier messages and data charges may apply.

My Financial Hub

Create and customize a single screen view of your personal finances. Pull in assets from other financial institutions, including checking accounts, CDs and money market accounts, and investments. Track the value of real estate. Record assets not held by a financial institution. Simple to set up and adjust. Available to all consumer customers who sign up for online banking.


  • Easy to set up.
  • Postage free.
  • Make loan payments to other financial institutions, allowing 7 to 10 business days.


  • View account deposit accounts and loan statements online via a secure website.
  • Look back at your account history for up to 24 months – starting from your first electronic statement.

Sign Up today


  • Stay on top of your finances from anywhere with custom alerts.

  • Monitor account balances and activity, receive deposit and withdrawal notifications and more.
  • To customize your SecureAlerts, select “Alerts” in the top right-hand corner of your online banking screen. Follow instructions for setting up alerts and selecting how you receive alerts – email, text, mobile phone or secure inbox in your online banking account.

Online Loan Payments

  • Make Heritage Bank loan payments from a Heritage Bank account.

Account Balances & Transfers

  • Check the balances in all your accounts and transfer funds at your convenience from anywhere in the U.S.

Heritage Automated Line

(859) 334-4039

  • Use the Heritage Automated Line (HAL) to access to your account information 24 hours a day, seven days a week.
  • Check balances.
  • Transfer funds between accounts.
  • Verify checks, deposits and loan payments

*Carrier messages and data charges may apply. The Heritage Advantage Line (HAL) is an automated phone system, available 24/7, for customers to check balances, transfer funds, and complete their basic banking.


Prefer to open an account online? Start Here.

Please allow up to 2 business days for your account to be active. If you chose to have a debit card, it will be sent to you by mail. Online account openings are restricted to checking and savings accounts at this time.

Enroll In Online Banking.

Find the Online Banking login on our home page. Click on the First Time User link and follow instructions.

If you’re already enrolled but have questions, call (859) 869-2999 weekdays from 9:00 a.m. EST to 5:00 p.m. EST. Excluding Federal Holidays.

Mobile Banking

Enjoy all the same convenience of online banking from your smart phone or tablet. And then some.Mobile Banking Options

Switch to Heritage Bank In About 10 Minutes

Move your direct deposit and automatic payments in a few clicks. Finish the switch to Heritage Bank in about 10 minutes. Ask us how.

Online Banking Questions?

Call (859) 869-2999 weekdays from 9:00 a.m. EST to 5:00 p.m. EST. Excluding Federal Holidays. 

Contact Us

When using digital banking, carrier messages and data charges may apply.



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