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Heritage Commercial Lenders

 

Here. For Everyday Banking & Big Decisions.

Heritage Commercial Bankers choose to work here because they are always one text or one call away from a decision maker. Our bankers are encouraged to think out of the box and are viewed by their customers as partners. Many have left bigger banks when bureaucracy made it challenging to be nimble and to provide the level of service their customers deserve.

Commercial Banking Leaders

Lee Scheben

Lee Scheben
President

NMLS # 810481

1818 Florence Pike
Burlington, KY 41005

Phone: (859) 586-9200
Fax: (859) 586-9240

Lee was born into a family of bankers serving communities throughout Northern Kentucky. He was recruited to Heritage Bank by our founder and chief architect, Arnold Caddell. Today, he is president of Heritage Bank.

“There are moments when I’m stunned by how much Heritage Bank has grown in just 30 years. Yet, the values and culture of the bank haven’t changed. I am committed to preserving those values and our unique culture because it’s why we exist and why our customers refer their family and friends to us.”

Barry Lampley

Barry Lampley
Ohio Market President

NMLS # 1703402

6310 Tylersville Road
Mason, Ohio 45040

Phone: (513) 486-3451
Fax: (513) 486-3613

Barry cut his teeth at large banks right out of college then gravitated to community banks later in his career. As a native to the region, Barry is committed to building up local businesses and businesspeople. As an experienced bank leader, he wants to work where he isn’t hindered by bureaucracy and decision makers who don’t know our town.

“The ultimate validation is when customers tell me, ‘I trust you.’ Once they view me as a trusted advisor, I know I’m adding value to their business and to their lives.”

Darin Winterbotham

Darin Winterbotham

Miami Valley Executive

NMLS # 2150156

Dayton, Ohio

Phone: (937) 681-7515

 

Darin’s passion is helping businesses start and succeed because he admires others who like to build and re-engineer. The son and grandson of GM toolmakers, Darin has built a reputation throughout the Miami Valley as a deal technician. He loves to assemble business banking solutions for needs that don’t fit the typical “bank-in-a-box” offerings. Even on the weekends, Darin is in his garage taking things apart. After a lot of tinkering, his classic Pontiac Trans Ams perform as well as the day the original owners drove them off the sales lot.

Before he knew he was destined to be a banker and master deal maker, Darin knew he was a leader. By age 20, he was managing multiple Burger King stores - learning a lot about what makes people tick and how to inspire performance. “Most people want to be part of a winning team and to feel appreciated. Creating those dynamics in the workplace is one of the best parts of my job because I see the impact on the people I work with and on the customers they serve.”

 

Peter Weickgenannt

Peter Weickgenannt

Senior Lender

NMLS # 810480

1818 Florence Pike
Burlington, KY 41005 

Phone: (859) 586-9200

Fax: (859) 586-9240

 

When Peter was a kid, his favorite game was Monopoly. He was always the banker. When he grew up and launched a real-life banking career, Peter discovered he loved learning his customers’ businesses and working with passionate entrepreneurs.

“The part I appreciate most about working in banking is seeing the impact we can have on people’s lives and on the communities we serve. It’s the reason I’m excited to get to work every day.”

Commercial Lenders

Justin Augsback

Justin Augsback
Vice President

NMLS # 759286

1911 Dixie Highway
Ft. Wright, KY 41011

Phone: (859) 916-6570

Fax: (859) 344-6599

In just a little more than 15 years, Justin has built a well-rounded career in banking. He has worked as a personal banker, as a small business banker, as a branch manager and now as a commercial loan officer. Regardless of the banking role, Justin learned success in banking requires an affinity for people as well as a firm grasp of numbers. After an early stint in a much larger bank, Justin enjoys Heritage Bank’s culture and feels empowered to make decisions in the best interest of his customers rather than focus on meeting sales targets.

C-Bankers - Ryan Bihl

Ryan Bihl
Vice President

NMLS # 434367

7434 U.S. 42
Florence, KY 41042

Phone: (859) 760-3325

Fax: (859) 344-6599

Ryan’s high school and college friends would be surprised to learn he wears a suit to work every day, but Ryan always pictured himself in banking. Inspired by an uncle who built a successful commercial lending career, he is now 25 years into his own banking career. Ryan is a well-rounded banker whose personal experience as a retail manager, personal banker and licensed investment representative informs his advice as a commercial banker. Customers also appreciate his empathy, humility and top-notch customer service. In his spare time, Ryan officiates youth soccer matches.

Steven Caddell

Steven Caddell
Vice President

NMLS # 799554

8751 U.S. 42
Union, KY 41091

Phone: (859) 869-2450

Fax: (859) 384-5291

Steven is a third-generation banker at an institution his grandfather founded and his father led with vision and vigor. “As a kid, I knew I wanted to be a banker. Today, my goal is to ensure Heritage Bank continues to fulfill its mission to the communities we serve and remains an independent alternative to national banks." 

Since joining Heritage Bank, Steven has been a teller, a consumer underwriter and a credit analyst. As a loan officer, he brings a 360-degree view of the bank. Whatever his customers need, Steven knows what’s possible at Heritage Bank and who can make it happen.

Although Steven is a native of Northern Kentucky and a graduate of Northern Kentucky University, he also has strong ties to Greece, his mother’s homeland. He has visited the country several times and speaks Greek.

Nick Eberhard

Nick Eberhard
Vice President

NMLS # 421732

4929 Alexandria Pike
Cold Spring, KY 41076

Phone: (859) 916-6409

Fax: (859) 261-2545

Nick is a great fit for Heritage Bank because the bank’s values reflect his own upbringing. He still believes the best way to succeed is to help others succeed.

Nick’s curiosity is also an asset to his career. “When I know my customers and the nuances of their businesses, I make better recommendations. Better recommendations move them closer to realizing their dreams.”

Amanda Forsee

Amanda Forsee
Vice President

647 Monmouth St.
Newport, KY 41071

Phone: (859) 916-6312
Fax: Fax: (859) 344-6599

Amanda’s passion for small businesses started close to home. Her grandfather ran a thriving bakery where Amanda learned that success often depends on attention to details like cleaning the floors after a long day and using precise measurements to achieve consistently delicious products. Although Amanda has swapped her baker’s apron for a banker’s suit, she still takes pride in nailing the details and delivering the product and service that keeps customers coming back.

“I don’t take lightly the role I play in someone else’s small business journey,” said Amanda. “It is truly an honor when a client decides to do business with me because owning and running a small business is intensely personal. My attention to detail, knowledge of the SBA and standard of service can mark a turning point in the life of an entrepreneur.”

Amanda lives on a small farm in Mt. Orab, Ohio with her husband and children who raise animals for 4H competitions. Someday, she’d like to take her family from the farm to the Australia Zoo. A Crocodile Dundee fan, she has always wanted to explore the animals and natural wonders down under.

Guy Hampton

Guy Hampton
Vice President

NMLS # 1703579

6310 Tylersville Road
Mason, Ohio 45040

Phone: (513) 486-3451
Fax: (513) 486-3613

In the prime of his career, Guy chose to work at Heritage Bank because he values the professionalism, efficiency and collaboration across the bank on behalf of his customers. Guy’s customers are more than business contacts – they are friends and often view him as family.

“I helped a customer write a toast for his daughter’s wedding and was honored to become a Godparent for another customer’s son. It’s really special to build a relationship so strong, you’re invited into your customers’ personal lives.”

Andy Johnson

Andy Johnston
Vice President

NMLS # 436805

2040 Declaration Drive
Independence, KY 41051

Phone: (859) 363-4830
Fax: (859) 363-4827

“I love visiting locally-owned businesses. I learn something new from my customers every day. I wish more people knew of the many locally produced products and services benefiting people around the world.”

In addition to championing his customers, Andy coaches his kids’ sports teams onto victory. He eats dinner with his family every night and understands how hard his customers are working for their families, too.

Joe Mayer

Joe Mayer
Senior Vice President

NMLS # 1016909

647 Monmouth Street
Newport, KY 41071

Phone: (859) 916-6401

Fax: (859) 572-9217

Joe grew up hearing stories about venerated community bankers in Northern Kentucky. Inspired to join their ranks, Joe took a night job at a bank processing and carrying checks to the Federal Reserve Bank. During the day, he completed his bachelor’s degree. After 25 years with the same bank, Joe’s customers followed him to Heritage Bank because they value his experience, knowledge and character. Joe came to Heritage Bank because he believed the bank offered a better customer experience.

“There are many people at Heritage my customers will never meet who go above and beyond. Knowing how well the bank works across departments assures me my customers will be well taken care of.”

Jay Meltzer

Jay Melzer
Senior Vice President

NMLS # 1446804

1818 Florence Pike
Burlington, KY 41005

Phone: (859) 586-9200
Fax: (859) 586-9240

Jay has been a banker since graduating from college. While some of his classmates wondered what career path to pursue, Jay knew he was cut out to help customers obtain financial success and financial independence for their families. What he did not expect was how much he would enjoy the work.

“I feel very fortunate to have had such a fun and rewarding career built on helping my neighbors and community prosper.”

Pat O’Donnell

Pat O’Donnell
Senior Vice President

NMLS # 1512296

3600 Decoursey Avenue
Latonia, KY 41015

Phone: (859) 415-0545
Fax: (859) 415-0546

Pat was surrounded by numbers people growing up – his mother was a bookkeeper and his brother was a banker – so a 40+ year career in banking might seem inevitable. But it’s the people he serves who fuel Pat’s passion. That’s why so many of his customers have referred their customers to him.

“I love to see how different businesses make money and understand why each customer is so passionate about what they do. It’s gratifying to play a part in helping entrepreneurs meet their goals.”

Joe Schlimm

Joe Schlimm
Senior Vice President

NMLS # 1783977

2101 Medical Arts Drive
Hebron, KY 41048

Phone: (859) 689-2900
Fax: (859) 334-6962

Joe knew how much it meant to him to help his visionary, passionate customers succeed, but he didn’t realize how much he meant to them until he left the national bank where he had worked for 20 years.

“When I joined Heritage Bank, I intended to take some time to become acclimated before reaching out to former customers. But as soon as I updated my LinkedIn profile, my customers started contacting me. They told me my guidance was irreplaceable. They also trusted my judgment about Heritage Bank.”

Lance Smaltz

Lance Smaltz
Vice President

NMLS # 1271186

9749 Montgomery Road
Cincinnati, Ohio 45242

Phone: (513) 538-6320
Fax: (513) 538-6321

Lance genuinely loves helping people bring their ideas to life. His banking career has flourished by building relationships with customers, prospects and centers of influence across the region.

“A lot of banks talk about how much they care for customers, employees and the community, but Heritage Bank lives out those values. It’s an integral part of the culture. At Heritage Bank, success is not defined solely by profit, but also by how well our customers are doing and what we give back to the community.”

 

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