Business Lending

Here. For Businesspeople Ready To Thrive.

Whoever said business isn’t personal never started or ran one. Our banking solutions are customized to your unique needs and aspirations. We build relationships by walking customers through tough decisions and challenging times. We earn your loyalty and referrals by partnering with you and celebrating your success.

Learn More About Our Community Reinvestment

Lines of Credit

A business line of credit offers businesses more flexibility than a term loan because business customers can repay and reuse funds as their cash flow and credit needs change.

Contact a Heritage Banker to apply today

PPP Loan Forgiveness

We’ve simplified PPP Loan Forgiveness applications.

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Equipment Loans

Finance general-purpose equipment, heavy-industrial equipment, construction equipment, healthcare equipment and commercial vehicles through a term loan.

Contact a Heritage Banker to understand your options

Commercial Real Estate

Real Estate Investors

Explore a variety of flexible and innovative financing options for non-owner-occupied properties, including office buildings, shopping centers, mixed-use commercial buildings and multi-family units.

Construction Industry

Ask us about construction loans, lines of credit, land acquisition and development loans and bridge financing.

SBA Financing

Let us help you navigate the loan programs available through the U.S. Small Business Administration. SBA loans may be used to address a variety of business needs, from operating capital, through a business line of credit, to the acquisition of long-term fixed assets, such as real estate financing. SBA loans also offer flexibility in term and structure that often is unavailable through conventional financing, including reduced down-payment requirements and extended terms.
Heritage Bank is proud to be an Authorized SBA Express Lender.