Business Account Services

Here. For Businesspeople Who Want the Same Caliber of Service They Deliver.

It takes a team to deliver an exceptional customer experience. Behind the branch managers and loan officers you know by name, there are people you may never meet. Operations, Credit Department, Information Technology and Treasury Management coordinate behind the scenes so you can focus on serving your customers.

Digital Banking

Business customers appreciate the convenience and security of our online banking. To register your business for online banking, call 859-363-4823 weekdays (excluding Federal Holidays) from 9:00 a.m. EST to 5:00 p.m. EST.

When using digital banking, carrier messages and data charges may apply.

Mobile Deposit

Deposit checks from your smart phone or tablet.

BillPay

No postage. Allow up to five business days for payments to be received.

eStatements

View account statements online via a secure website. Look back at your account history for up to 24 months – starting from your first electronic statement.

Online Loan Payments

Make loan payments from a Heritage Bank account. Call 859-363-4823 weekdays from 9:00 a.m. EST to 5:00 p.m. EST with questions.

CardGuard®

Use CardGuard® to turn your card off and on from a mobile device. Set spend limits. Monitor or block types of transactions and merchants. Restrict transactions to a geographic area.

Night Deposit

Night depository is available at all our branches. Bags and keys are available for bulky deposits.

Other Services

Surcharge-Free ATMs

Allpoint Logo 2

Heritage Bank business customers have a surcharge-free network of more than 55,000 ATMs worldwide, including more than 100 surcharge-free ATMs across the region.

To find an Allpoint ATM in the area or when traveling:

download the Allpoint app
go to the Allpoint website
call the Allpoint locator at (800) 809-0308 Option 2.

View List of ATM Locations

Business Credit Card Services

The credit card you use for your business can be an important financial management tool. Heritage Bank offers business customers 4 options through Elan Financial Services.

Flexible cash rewards.
Points toward the purchases you want.
Low introductory rates over an extended period, allowing you to consolidate and pay down debt.

All cards feature the following:

Expense management tools
Additional employee cards at no additional fee
EMV smart chip technology for added security
Mobile payment capability for added convenience

Ask your banker for more details

Need Help?

Contact your Heritage Banker with any questions.