Business Account Services

Here. For Businesspeople Who Want the Same Caliber of Service They Deliver.

It takes a team to deliver an exceptional customer experience. Behind the branch managers and loan officers you know by name, there are people you may never meet. Operations, Credit Department, Information Technology and Treasury Management coordinate behind the scenes so you can focus on serving your customers.

Digital Banking

Business customers appreciate the convenience and security of our online banking. To register your business for online banking, call 859-363-4823 weekdays (excluding Federal Holidays)  from 9:00 a.m. EST to 5:00 p.m. EST.

Night Deposit

Night depository is available at all our branches. Bags and keys are available for bulky deposits.

Other Services

Surcharge-Free ATMs

Heritage Bank business customers have a surcharge-free network of more than 55,000 ATMs worldwide, including more than 100 surcharge-free ATMs across the region. 

To find an Allpoint ATM in the area or when traveling:

• download the Allpoint app
• go to the Allpoint website
• call the Allpoint locator at (800) 809-0308 Option 2.

View List of ATM Locations

Business Credit Card Services

The credit card you use for your business can be an important financial management tool. Heritage Bank offers business customers 4 options through Elan Financial Services.

• Flexible cash rewards.
• Points toward the purchases you want.
• Low introductory rates over an extended period, allowing you to consolidate and pay down debt.

All cards feature the following:

• Expense management tools
• Additional employee cards at no additional fee
• EMV smart chip technology for added security
• Mobile payment capability for added convenience

Ask your banker for more details