Protect Yourself from Fraud
Know How Your Bank Does & Does Not Communicate
Another way to protect yourself from fraud is being aware of current scams that swindle thousands of people each day. Below are some of the most common scams. Share these with friends and family members to help keep your community safe.
The Grandparent Scam
The Gift Card Scams
Requests for gift cards as payment or to reinstate your account should be regarded with high suspicion. If someone claiming to represent your bank, utility or a government entity presses you to purchase gift cards as a means of payment or to settle an issue with your account, cease communication and contact your Heritage Banker immediately. Learn more about Gift Card Scams circulating in our community.
The Charity Scam
Scammers will pose as a legitimate charity. Often they will use a name that is very similar to a real charity to try to trick you. They might use a current crisis or natural disaster as the reason you should give. They also may target frequently supported causes, like veterans’ charities.
Charity scams will use the same tactics as genuine charities to reach you: telemarketing, direct mail, email and door-to-door solicitations. Scammers can change their area code on a phone call to look like they are local. They might even create a website that looks professional and legitimate. And in the age of GoFundMe campaigns, you need to be extra careful that the cause you are donating to is real. Learn how to protect yourself and how to spot a charity scam.
Phishing is the practice of making calls or sending emails and texts that seem legitimate but are actually attempts to steal valuable information like passwords, credit card numbers and Social Security numbers. See our latest tips on ways to identify phishing scams.
Every spring, they count on taxpayers like you to feel overwhelmed, confused or just plain exhausted by the complexities of tax season. Many use tried-and-true phishing methods, whether online or by phone, to try to get you to reveal important personal information like your bank account or Social Security Number. Take a look at how these criminals operate and ways you can protect yourself.
Social Media Scams
If you are on social media, there’s a good chance you or someone you know has been hacked. Often, it means someone got access to your account or made a duplicate account and sent messages to your friends and family pretending to be you. In reality, there are many ways scammers can use social media to steal information and money. Learn some of the more common social media scams and how to protect your privacy, finances and data.
Medicare and Health Insurance Scams
Dealing with medical insurance or Medicare can be complex and confusing. Scammers use that fact to take advantage of people, especially seniors. These scams are more common than many people realize. Learn what to look for and how to protect yourself, your health and your finances.
As a leading community bank, Heritage Bank is always here for you. We have resources to help you learn more about recognizing scams, and we can help you with reporting fraud, as well.
Heritage Bank. Member FDIC.