Business Checking Accounts
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Standard Business Checking
Designed for businesses with low to moderate activity levels and limited treasury management needs.
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Custom Checking Solutions
Designed for businesses with higher activity levels, greater treasury management needs and complex business operations.
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All business checking accounts include access to digital banking, night deposit, and access to one of the nation’s top ATM networks as well as 100s of local locations.
Other product-specific fees may apply to some accounts. Contact a Heritage Banker for a pricing disclosure specific to your desired product.
Comparison Chart Table
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Foundation
Checking Account
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Legacy
Checking Account
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Advantage
Checking Account
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|---|
|
Balance Needed to Waive Monthly Service Fee
|
$0.00
|
$10,000
|
$50,000
|
|
Monthly Service Fee
|
$0.00
|
$15.00
|
$50.00
|
|
Number of Included Transactions
|
250 |
500 |
750 |
| Transaction Overage Fee* |
Each item over 250
will be processed
for $0.30 per item |
Each item over 500
will be processed
for $0.50 per item |
Each item over 750
will be processed
for $0.50 per item |
| Interest Bearing |
- |
Yes |
- |
| Positive Pay Included |
- |
- |
Yes |
| ACH Origination Included |
- |
- |
20
(Overage Fee: $1.50/Item)
|
| Business Mobile Deposit |
Yes |
Yes |
Yes |
| Incoming Wires Included |
- |
- |
2 Incoming
(Standard price after 2 received)
|
| Business Credit Card |
Yes
(Pending credit review
and approval)
|
Yes
(Pending credit review
and approval)
|
Yes
(Pending credit review
and approval)
**Starting April 3, 2024,
special offers for qualified customers.
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| Business Debit Mastercard® |
Yes
|
Yes
|
Yes
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*Items considered for this fee include checks paid, deposit tickets, checks deposited, ACH credits and debits received, and ATM/Debit card credits and debits.
**Available to business customers interested in a business credit card they do not already have through Heritage Bank, pending credit review and approval. Must run application through a Heritage Banker rather than completing an online application.
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