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Personal Checking 

HERITAGE FREEDOM CHECKING ACCOUNT

For your everyday checking needs

  • $50 minimum deposit to open account
  • Unlimited check writing
  • No monthly service charge
  • No minimum balance required to maintain account
  • Built-in Courtesy Pay coverage for unexpected overdrafts
  • Monthly statements with images
  • Heritage ATM and debit card available
  • Online Banking Access
  • Online BillPay

HERITAGE NOW 50 CHECKING ACCOUNT

For customers age 50 and over

  • $50 minimum deposit to open account
  • Interest credited monthly
  • Interest-bearing checking
  • Monthly statements with images
  • Interest compounded daily
  • Notary service available
  • Unlimited check writing
  • No fee to purchase money orders or cashier's checks
  • Interest rates are subject to change and tiered according to the balance
  • Built-in Courtesy Pay coverage for unexpected overdrafts
  • Online Banking
  • No monthly fees if a minimum daily balance of $1,000 is maintained in the account or a combined minimum daily balance of $2,000 in any Heritage Bank checking, savings, money market accounts and/or CDs
  • If minimum balance requirement is not met, the account will be charged a $4 monthly maintenance fee
  • Online BillPay

HERITAGE NOW CHECKING ACCOUNT 

Interest bearing checking for customers who keep larger balances.

  • $50 minimum deposit to open
  • Interest compounded daily
  • Interest-bearing checking
  • Interest credited monthly
  • Interest rates are subject to change and tiered according to balance
  • No monthly or per item fees if a minimum daily balance of $1,000 is maintained in the account, or combined minimum daily balance of $2,000 in any Heritage Bank checking, savings, money market accounts and/or CDs
  • If minimum balance requirements are not met, the account will be charged an $9 monthly maintenance fee.
  • Built-in Courtesy Pay coverage for unexpected overdrafts
  • Online Banking
  • Online BillPay
  • Statements with images

Other product-specific fees may apply to some accounts.  Contact a Heritage Banker for a pricing disclosure specific to your desired product.

 

 

 

HERITAGE ADVANTAGE LINE

Automated Voice Response Support 24 hours 7 days a week: 859-334-4039

Heritage Bank's automated voice response system will give you access to your account information, 24 hours a day, seven days a week.  Services offered include account balances, transfers between accounts, check verification, deposit confirmation, and loan payments. On your initial call, your Personal Identification Number (PIN) will be the last four digits of the primary account holder's social security number. The system will guide you through set up. Please remember to keep your PIN confidential at all times.