Business Checking

Heritage Bank Business Checking Analysis Account

This account is designed for businesses with higher activity levels and treasury management needs.

Earnings Credit

This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid or receive credit for any excess earnings credit.

Fees

A monthly maintenance fee of $15.00 will be charged each statement cycle. In addition to the monthly maintenance fee, monthly fees may include fees for services such as checks paid, deposits made, deposited items, ACH items received, ACH items originated, and other services offered through Treasury Management. Other product specific fees may apply to some accounts. Contact a Heritage Banker for a pricing disclosure specific to your desired product.

Heritage Bank Foundation Small Business Checking Account

This account is designed for businesses and organizations that do not need treasury management services.

  • No monthly account maintenance fee
  • Online banking and BillPay
  • Night deposit access
  • Business Debit Mastercard® 
  • No minimum balance requirement
  • 250 items processed at no charge*
  • All items over the 250 threshold will be processed at per item cost*
  • eStatement required

Heritage Bank Legacy Small Business Interest Bearing Checking Account

This account is designed for businesses and organizations with a limited number of transactions.

  • Interest calculated on daily collected balance of $10,000 and over
  • Interest compounded daily
  • 500 items processed at no charge*
  • All items over 500 will be processed at per item cost*
  • $15 monthly fee if $10,000 average daily collected balance not met
  • Online banking and BillPay
  • Night deposit access
  • Business Debit Mastercard®
  • Interest credited monthly
  • eStatement available

*Items considered for this fee include checks paid, deposit tickets, checks deposited, ACH credits and debits received, and ATM/Debit card credits and debits.