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We're Here. For Businesspeople & Farmers Navigating COVID-19.APPLY FOR PPP LOAN APPLY FOR PPP Loan FORGIVENESS We’ve made it easy to apply for a PPP loan or PPP loan forgiveness from our web site. Scroll down this page for more details on how the most recent COVID relief legislation impacts PPP eligibility and loan forgiveness, instructions for applying for loan forgiveness and an alert about email fraud. |
Updated PPP Loan Application GuidelinesThe COVID relief bill signed into law at the end of December 2020 includes approximately $285 billion for additional PPP lending and streamlined forgiveness. Loans are available to qualified applicants whether they are first-time borrowers or 2020 borrowers still experiencing COVID- related financial distress. The program’s criteria, loan forgiveness limits and qualified expenses are different from the first PPP legislation. First Time PPP BorrowersLoan Amount Based On Payroll Expenses Qualified Expenses Loan Forgiveness Eligibility Second Time PPP Borrowers
Qualified Expenses Loan Forgiveness Eligibility For more information, review FAQs on the web sites of federal agencies responsible for overseeing the PPP Program.We encourage you to consult with your accountant or legal counsel.
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PPP Loan Forgiveness InstructionsInstructions on how to complete your forgiveness application can be found at the links below: |
Beware Of Email Fraud.Please be extra diligent. PPP borrowers are being targeted by email fraudsters. All legitimate SBA emails are sent from a sba.gov address. Contact Heritage Bank with questions about PPP-related emails. |